LANSING (AP) - The Democrat-led state House has passed a bill aimed at stopping the use of credit scoring in setting auto insurance rates.

The bill passed Tuesday by a 57-49 vote. It could face a much tougher time getting passed in the Senate, which is controlled by Republicans.

Supporters say a person's credit rating should not cause their insurance rates to go up. Opponents say the proposal could backfire and lead to higher insurance rates.

The House earlier this month passed bills that would give state regulators power to order refunds if it's determined that customers have been overcharged for auto insurance. Customers also would have more leeway to sue insurance companies.